 |
|
| |
Q: How Safe is ebanc Online Banking and Bill Pay?
A: With our industry leading, online banking security features you are more secure than ever.
As your financial institution we are concerned with your financial security and personal well-being. Protecting your personal account information and preventing unauthorized access to your accounts is our highest priority.
We are committed to providing you with the most advanced, industry-leading security and safety enhancements to protect your personal information and to provide you with peace of mind and confidence when using our Online Banking, Cash Management and Bill Pay applications.
In addition to encryption, advanced firewall and intrusion technologies, rigorous security and compliance audits, and user ID and password protection procedures, we are now utilizing PassMark real-time, multi-factor authentication—the use of more than a user name and password to gain access to an online account.
In selecting our advanced security approach, Onebanc’s objective was to deliver a solution that is not only technologically advanced, but convenient, customer friendly and capable of addressing all of your security concerns now and into the future.
Our comprehensive online security system, much of it behind the scenes, prevents would-be thieves and fraudsters from using stolen login credentials by requiring a second form of authentication. In addition, our system validates the Onebanc.com site to valid users with personalized images and phrases. This allows all customers to know that is it safe to provide their login credentials.
How PassMark Provides the Highest Level of Confidence and Trust For Online Banking Customers.
PassMark adds an additional layer of online security by giving our online banking customers a stronger authentication process for logging into their accounts. It involves correctly identifying a previously self-selected image and on occasions when you may have forgotten your password or you are attempting to sign-in using a previously unidentified computer, answering three security questions and answers also previously supplied by you.
Many institutions do not go beyond User Authentication, which is how we identify you when you attempt to log in to our Online Banking services. This simple but effective procedure enables us to absolutely verify that you, and not someone else trying to access your account, are the authorized user for the account. However, with the increasing frequency and rising sophistication of phishing, spoofing and spyware attacks, we believe that it has become equally important that you be able to confidently identify us.
Phishing scams, which attempt to steal sensitive information such as user names and passwords, typically use fake Web pages “spoofed” to look like legitimate sites. Spyware is malicious software that gets surreptitiously installed on a personal computer and attempts to spy on a users actions to gather personal and password information.
That is why our log in, real-time, security process includes Onebanc Validation—how you verify that you are entering our legitimate Onebac.com website. We want you to have absolute confidence that you are not at a fake or “spoofed” onebanc.com website and that it is absolutely safe to enter your personal information. This new authentication enables you to feel secure in the knowledge that you are conducting your financial and banking business on the Onebanc website and not some clever counterfeit.
How it Works
How We Will Authenticate You
User ID: instead of using your account number to log into Online Banking you will be able to create your own user ID.
Registered Computer: For computers that you use regularly to access ebanc Online Banking, you will have the opportunity to “register” that computer with us. Logging in using a known computer gives us another way of positively identifying you to ensure your security.
How You Authenticate Us
Welcome Phrase: You will have the ability to create your own unique Welcome Phrase that will appear every time that you login. This lets you know that you are entering our legitimate Onebanc.com website.
Security Image: You will have your own unique image that will appear each time you log in. This is another way that you can tell you are entering our legitimate Onebanc.com website.
To access Online Banking using the enhanced security system you will need to go through a simple, one-time enrollment process to set up the elements described above.
You will select from numerous possible Challenge Questions and provide your own answers. These challenge questions and answers will be used to help positively identify you when you are logging into ebanc Online Banking from an unknown or “unregistered” computer.
|
| |
| |
| |
Copyright® 2010, One Bank & Trust, N.A. Member FDIC.See Privacy Policy
Onebanc Mortgage is a division of One Bank & Trust, N.A.
Content and Design by Thinc Marketing Group.
|
|
|
|
